Agents can already pay. The proof that they were allowed to is still being built.

Agentic Feed, Agentic Cart and Agentic Payments announced 16 June 2026, connecting a merchant's catalogue, checkout and payments to AI shopping surfaces. Limited release to US enterprise merchants.

Issues virtual Visa cards for agent spending, so agents buy online without the user's primary card details. Y Combinator, Summer 2026.

Planned expansion of Airi, Airwallex's agentic consumer wallet, to delegated agent payments with spend limits, permission controls and multi-currency balances, announced with the June 2026 Series H for the coming months. No launch date given.

Merchant tools announced 25 June 2026: an Agentic Token Vault, agentic payment rails, an Agent Trust and Risk SDK, and acceptance across ACP, UCP and other protocols. Access is by waitlist.

Generally available from 18 August 2026. Agents pay for APIs, MCP tools and content through Coinbase or Stripe Privy wallets, with spending limits enforced at the infrastructure layer and support for x402 and the Machine Payments Protocol.

A settlement layer for agent work, opened to outside builders in August 2026 after eleven months on mainnet: bonded escrow, dispute resolution by a staked jury, and signed receipts for each result. A pilot with OriginTrail settled more than 20,000 work packages. Jobs settle in the network's own token.

Launched 22 September 2026 with a $35M Series A led by M13. Identifies who deployed an agent, whom it represents and whether it may perform a task, and issues a credential the agent presents at purchase.

A programmable card vault that lets agents use payment credentials without handling raw card numbers. Raised a $33M Series B led by Costanoa in October 2025 to build for agentic payments.

An open-source skill that lets AI assistants buy gift cards, mobile top-ups and eSIMs across 1,500+ brands, paying in crypto, Lightning, USDC or a prefunded balance.

The OCC granted preliminary conditional approval for Catena Trust Bank, N.A. on 18 September 2026 (Corporate Decision 1392). The proposed trust bank is built around human-defined policies for agent spending. Final approval is pending.

A protocol for autonomous agent payments across the web, built by former Stripe crypto leads. Raised $19.2M in September 2025. No usage figures published.

Wallet, stablecoin payment and credential APIs that let agents hold funds and buy goods and services, plus the open-source GOAT SDK. Raised $23.6M led by Ribbit Capital in March 2025.

An AI model router with built-in x402 payments: agents pay several model providers in USDC through one interface, on EVM chains and Solana. Released alongside the Lucid agent commerce kit; the HackerNoon author discloses positions in the x402 ecosystem.

Launched 20 October 2026. Short-lived stand-ins replace card numbers and passwords in an agent's browser session, and the real value is swapped in only at allowed merchant sites. Spend caps and approval thresholds are listed as roadmap.

Launched 20 May 2026 for payment providers and fintechs: wallets that let agents send funds, an acceptance layer for merchants, and compliance and settlement features, built around x402. Fireblocks joined the x402 Foundation at the same time.

A merchant-side Buy Now platform launched 5 November 2025, with an MCP server, AP2 and Know Your Agent support, and a cryptographic audit trail for order authorisation.

Open standard unveiled 11 January 2026, developed with Shopify, Etsy, Wayfair, Target and Walmart and endorsed by more than 20 partners, covering discovery through purchase and order management. Google's reference implementation powers checkout from eligible businesses in AI Mode in Search and the Gemini app.

Agent Payments Protocol contributed to the FIDO Alliance on 28 April 2026, with v0.2 adding human-not-present payments under signed mandates. Mastercard contributed Verifiable Intent alongside it.

Fixed guardrails that keep agents on blockchain networks within set limits for multi-step tasks such as recurring and business payments; no party, including Halliday, can override them. Deployed with partners including Core Wallet. Raised a $20M Series A led by a16z crypto in March 2025.

Launched agentic commerce capabilities with Visa Intelligent Commerce on 27 May 2026: programmable payment credentials and real-time authorisation logic for business payments initiated by agents.

A global agreement with Mirakl, announced 10 March 2026, pairs Mirakl Nexus with J.P. Morgan payment processing, tokenisation and fraud controls for agent purchases. In closed beta with selected retailers.

A programmable agent wallet launched with the mainnet, with user-set spending limits and authorised destinations.

Stablecoin settlement chain; mainnet launched 30 April 2026.

Prepaid cards from $5 to $1,000, issued in about ten seconds and orderable in the US only, plus an x402 payment-gated API that agents pay per call in stablecoins on Base and Solana.

One prepaid wallet of usage credits that works across participating AI tools and models, with usage billed as it is consumed. Raised a $5.8M seed led by Lerer Hippeau in August 2025.

Agent identities, budgets, per-agent permissions and audit trails for developer-funded agents. USDC on Base is live; ACH and wire are listed as coming. Y Combinator, Fall 2025.

Launched 29 April 2025. Agentic Tokens extend Mastercard tokenisation to agents, which must be registered and verified before paying; consumers set limits on what an agent may buy.

Agent Pay for Machines launched 10 June 2026 with credentialing, permissioning and settlement across cards, accounts and stablecoins, and more than 30 named partners.

Co-developed with Google as a tamper-resistant record of what a user authorised an agent to do, compatible with AP2. Contributed to the FIDO Alliance in April 2026.

Since 9 April 2026, agents can open and run business accounts, issue cards and send payments. Banking is provided by partner banks Cross River Bank and Grasshopper Bank. By default agents cannot move money unilaterally or bypass approval rules.

Maintains x402scan, the reference index of x402 activity, and AgentCash, an MCP server and USDC wallet for pay-per-call access to APIs.

A crypto payments network connecting wallets, exchanges and chains, with a Mesh AI Wallet announced in October 2025. Agent payments are not its core business. Raised a $75M Series C in January 2026.

Launched 29 July 2026: a vault for wallets and cards that Claude and ChatGPT can spend from. Each purchase is approved with a passkey, keys are split so no single party can sign alone, and card payments run through Visa so the agent never sees the card number.

Launched 24 February 2026: non-custodial wallets that agents create and manage, funded through MoonPay's on-ramps and able to move funds back to fiat.

Wallets, Vault, Pay, Request, Transfer and Connect are generally available, with seven more products announced. Raised a $30M Series A led by Forerunner on 20 July 2026.

Agent Wallet plus Agentic Mandates: a verifiable record of what an agent may buy, under which conditions and within which limits. Raised $5M led by Madrona with Amex Ventures and Visa Ventures in May 2025.

Metering, usage-based plans and settlement for agents, tools and APIs across x402, MCP and A2A. Named a launch partner of Mastercard Agent Pay for Machines.

Launched 29 September 2025 on the Agentic Commerce Protocol with US Etsy sellers. In March 2026 OpenAI set the initial version aside, moved merchants to their own checkout and deprioritised it as a standalone feature.

Since 24 March 2026, merchants share product feeds through ACP and purchases complete on the merchant's own checkout, or inside a merchant app in ChatGPT such as Walmart's.

Developer-controlled wallets, one per agent or workflow, with ordered policies on recipient, value and calldata. A request that breaks a policy fails before any signature is produced.

With Middlesex Federal Savings, building an agent that checks balances, pays bills and moves funds through the bank's existing core, with a human in the loop and every decision logged.

Completed the first live agentic payment using a Mastercard Agentic Token on Agent Pay, announced 29 September 2025, and began onboarding customers.

Issues a single-use card for each approved purchase, locked to one merchant and amount and approved by biometrics or passkey, so the agent never holds the real card number. Launched 26 May 2026.

Agentic payments on Claude announced 20 February 2026 and live for a limited user group. Users approve one spending limit per merchant through UPI Reserve Pay and can revoke it at any time. An earlier pilot on ChatGPT dates from October 2025.

A marketplace of payment agents built on the Claude Agent SDK, launched 12 March 2026 with agents for abandoned carts, disputes, subscription recovery and cash-flow forecasting. General availability not confirmed.

An AI foundation model for payment routing, fraud and risk decisions, launched 18 August 2026 and built with NVIDIA and AWS. The launch release does not position it as an agent payments product.

A Universal Checkout API that lets agents buy from any merchant by product link, with Know Your Agent identity through Skyfire.

Now positioned as agent runtime infrastructure: model routing, budgets and audit for agent workloads. Its reported transactions are routing operations, so it sits outside the payment stack. Raised a $35M Series A led by Dragonfly, announced 5 August 2026.

An on-chain registry on Celo mainnet that links an agent's signing key to a zero-knowledge proof that one real person stands behind it. Services verify agent requests with one call.

Identity tokens tied to a verified person or organisation, carried through the open KYAPay protocol launched 26 June 2025. Bot-defence vendors F5 and DataDome verify the tokens.

Launched with KYAPay so agents can create accounts and pay at services that accept the protocol.

Wallets for agents, either agent-owned or acting on a user's wallet through a scoped signing key. Policies restrict chains, tokens, recipients and value per transaction or time window, and the user can revoke access. Stripe acquired Privy in June 2025.

Open standard co-developed with OpenAI and released 29 September 2025. Shared Payment Tokens, scoped to one merchant and cart total, let an agent start a payment without exposing the buyer's payment credentials.

One low-code integration for a business to sell through several AI agents, built on ACP and Shared Payment Tokens. Named early users include Coach, Kate Spade and URBN.

Open-source protocol for agents to send and receive money, launched with Tempo's mainnet on 18 March 2026. Visa contributed specifications for card payments.

x402-secure scores an endpoint and its payment address before an agent pays, and a deterministic gate must approve each payment before it settles. Integrated with AWS AgentCore Payments.

A protocol for agents to list, bid on, complete and settle work with each other, using escrow, staking and reputation. Raised a $1M seed led by YZi Labs; no live deployment confirmed.

Non-custodial agent wallets whose every action is checked against policy inside secure enclaves: limits by address, contract and amount, co-approval for high-value actions, time-boxed sessions and an operator lock. Agentic payments introduced 25 June 2026.

Agent-specific cryptographic signatures that let merchants tell trusted agents from bots, developed with Cloudflare and published on 14 October 2025.

Intelligent Commerce Connect announced 9 April 2026 as one integration for agent payments across protocols. Visa has since reported live agent-executed purchases in Europe with more than 30 issuers, authenticated with Visa Payment Passkeys.

Launched 22 May 2025: MCP-I, a proposed identity extension to the Model Context Protocol for agents and the people behind them, a hosted identity server, and an agent reputation directory.

HTTP-native stablecoin payments, governed by the x402 Foundation under the Linux Foundation since April 2026. Reported 75 million transactions in 30 days to July 2026; independent analysis classes about half of that activity as artificial.